Credit Cards in India come with a variety of annual fees. You need to pay the annual fee in certain cases.
But you can find the best free credit card in India in 3 cases:
- A few credit cards offer welcome gifts equal to or more than the joining fees. So the net cost will be zero.
- You can get a credit card annual fee waiver on spending a certain amount in the year. The card will become free for that year.
- There are only a few lifetime free credit cards in India.
The annual fee for Credit Cards is not a huge concern for spendthrifts. But for people like you and me saving every penny which can be saved with a little effort, counts.
We have researched for the best Credit Cards in India with no annual fees. In this article, I have added all the 3 types of free credit cards in India.