When you enter an airport lounge, you will feel like you have walked into the dining area of a 5-star hotel. Your nose will be filled with the aroma of freshly brewed coffee and you will notice beautifully decorated coffee tables with options of cappucino, latte, mocha, tea alongside jars filled with cookies and nuts.
You can fill your coffee mug and walk to the nearest table, and recharge your mobile phone and laptop. The lounge will give you free access to WiFi so you may download Netflix movies just before boarding the flight.
After finishing your coffee, you can walk to the dining counter where there will be a buffet with different types of cuisines – Indian, Italian, Continental and Chinese. You can fill your plate or order food from the the live counters. In some super premium lounges you can also get liquor, which may be complimentary or chargeable.
These two hours before boarding the flight will be pure bliss and you will never want to miss it the next time you travel, especially if it comes free with your credit card.
The number of free airport lounge access varies from card to card. Mostly credit cards limit the number of visits from 4 to 8 per year and a few super-premium credit cards offer unlimited access to airport lounges.
In the first half of the article, you will know the annual fee and features of the top credit cards for airport lounge access. In the second half of the article, I have provided the list of airport lounges in India.
Here is the list of 11 best credit cards for lounge access in India
Best Credit Card for Unlimited Airport Lounge Access in India
#1. HDFC Bank Diners Black Credit Card
Diners Black credit card is my favorite credit card by HDFC bank because the credit card offers unlimited domestic and international airport lounge access.
Diners black is a super premium credit card, so you would require a monthly salary of Rs. 1.75 Lacs or an income of 21 Lacs per annum to get this credit card.
You would also get 5 reward points worth Rs. 5 on spending Rs. 150. Which is equal to a direct saving of 3.3% on all your spends.
You will also get complimentary membership for Club Marriott, Forbes Digital subscription, Zomato Gold, Amazon Prime, MakeMyTrip Double Black, and Times Prime with HDFC Dinners Black credit card.
HDFC Bank Diners Black Credit Card Lounge Access
- International – Unlimited
- Domestic – Unlimited
You can freely access 700+ lounges in India and worldwide without the need for a separate priority pass.
Annual Fees
- First year– Rs.5000 (spend Rs. 5 Lacs and get next year fee waiver)
- Second year onwards- Rs. 5,000
Welcome Gift
- First year – 10000 points
- On renewal – 5000 points
The welcome gifts are equal to the annual fee of the credit card. So, you can enjoy all the benefit without spending a single penny.
Other benefits
- Rs. 2 Crores of Air accident cover
- Rs. 50 Lacs cover for Emergency medical expenses
- Rs. 9 Lacs cover for Credit card liability
- Rs. 55,000 Travel insurance cover on baggage delay
- 2x points on weekend dining spends
- 2 vouchers worth Rs 1000 from Ola Select membership or BookMyShow or TataCLiQ on spending of Rs. 80,000 in a calendar month
You can pick a suitable credit card for your needs from this list of best credit cards in India 2022
#2. HDFC Infinia Credit Card
HDFC Infinia credit card offers maximum benefit, starting from lounge access to golf courses and even credit limit.
You can get unlimited access to 1000+ airport lounges across the globe (both domestic & international) with the Infinia credit card. Even the supplementary card member gets unlimited lounge access.
Note: you would need priority pass to show at the lounge to get the free access.
You would get a minimum credit limit of Rs 10 Lacs on Infinia credit card but you need 45 Lacs ITR to get HDFC Infinia credit card.
HDFC Bank Infinia VISA Credit Card Lounge Access
- International – Unlimited
- Domestic – Unlimited
Annual Fee – Rs. 10,000 (waived off on spending 8 Lacs)
Other benefits
- 10 reward points for every Rs. 150 spent on hdfcbankinfinia.com, dining and flight bookings on airvistara.com
- 5 reward points on all other spends
- 2% foreign currency markup fee
- 15% across 3000+ restaurants
- 1% fuel surcharge waiver
- No cash withdrawal fee
- Accidental death insurance of Rs. 3 Crore
- Medical emergency cover up to Rs. 50 Lacs during travel abroad
- Accidental death and permanent disability cover of Rs. 9 Lacs
- Card liability cover up to Rs. 9 Lacs
You would also get complimentary Vistara gold membership having benefits
- 10 vistara points for every Rs. 100 spent on all vistara flights
- Additional 10 Kg Baggage allowance
- Guaranteed reservations in Economy Class
- Priority airport check-in, waitlist clearance, baggage handling and boarding
Note: Vistara gold membership comes with a validity of 1 year. After 1 year, you have to contact HDFC customer care if you wish to keep the membership.
#3. Citi Prestige Credit Card
Prestige credit card is super-premium credit card by CitiBank, best for the frequent traveler who needs unlimited lounge access across the world due to their regular travel.
You will get complimentary unlimited priority pass lounge access at over 800 airports for primary as well as supplementary cardmembers.
CitiBank Prestige Credit Card Lounge Access
- International – Unlimited
- Domestic – Unlimited
Annual Fee – Rs. 20,000
Welcome Gift (every year)
- 10,000 bonus air miles
- Taj Group or ITC Hotelsand vouchers worth Rs 10,000
The welcome gifts are worth equal to the annual fee.
Expert tip to get quick approval
You can get Citi Prestige credit card if you open Citigold Saving Account. You need to maintain Rs. 75L in your portfolio to be member of Citigold.
Other benefits
- 2 reward points overseas per Rs. 100
- 1 reward point per Rs. 100 in India
- Up to 30% bonus points above regular points for an existing Citigold or Citigold private client
- 4 complimentary golf rounds & golf lessons
- 2 complimentary luxury airport services and meet & assist services
- One complimentary night on a minimum stay of 4 nights at any hotel across the world
- Overseas medical insurance of USD 50,000 while traveling
- Air Accident Insurance of Rs. 5 Crores
- Lost Card Protection of Rs. 10,00,000
#4. Yes Bank Preferred Exclusive Credit Card
Yes Prefered exclusive credit card offers unlimited free domestic and international lounges access across the world.
The biggest advantage is that not only the primary cardholder but also the add-on cardmembers would get free unlimited lounge visits.
Note: You must have a monthly income of 4 Lacs or ITR of 50 Lacs (self-employed) to get the approval.
Yes Bank Preferred ExclusiveCredit Card Lounge Access
- International – Unlimited
- Domestic – Unlimited
Annual Fee – Rs. 10,000
Welcome Gift
- 50,000 reward points on the first transaction within the first 90 days
- 40,000 reward points on each renewal
The welcome gift is worth more than the annual fee of Yes Prefered exclusive credit card.
Milestone Bonus
25,000 bonus reward points worth Rs. 6250 on hitting milestone of INR 20 Lacs in one year.
Other benefits
- 10 reward points on every INR 100 spent
- 1000 reward points on each YES PayNow registration
- Complimentary TAJ InnerCircle epicure membership
- Foreign currency markup of 1.75%
- 25% discount on movie bookings at BookMyShow, max Rs. 250 per month
- 1% fuel surcharge waiver
- One complimentary golf lesson every month
- Life insurance cover of INR 3 Crores for death due to flight accidents
- Medical insurance cover of INR 50 Lacs for when traveling overseas
Best Credit Card for Lounge Access in India (Limited Access)
#5. SBI Elite Credit Card
SBI Elite credit card is a premium credit card that offers 8 domestic and 6 international lounge access every year. You can visit a maximum of 2 domestic and 2 international lounges every quarter.
You would also get 10 points per Rs. 100 on international spends, dining, departmental stores, grocery & international spends.
You would earn up to 50,000 bonus reward points with SBI Elite credit card if your annual spends are more than 8 Lacs. You can use reward points for travel booking.
SBI Elite Credit Card Lounge Access
- International – 6
- Domestic – 8
Annual Fee: Rs. 4999
You will get a welcome gift worth Rs. 4999
Milestone Benefits
- 10,000 bonus reward points on achieving annual spends of Rs. 3 Lacs and 4 Lacs
- 15,000 bonus reward points on achieving annual spends of Rs. 5 Lacs and 8 Lacs
The only bonus reward points are equal to a direct saving of up to 1.5%.
Other Benefits
- 10 points per Rs. 100 spent on dining, departmental stores, grocery & international spends
- 2 points per on all other spends
- 9 Vistara points for every Rs. 100 spent on Vistara flight bookings.
- Free 2 movie tickets worth Rs. 500 every month
- 1% fuel surcharge waiver
- 1.99% foreign currency mark-up
#6. HDFC Regalia Credit Card
HDFC Regalia credit card gives 12 domestic lounges access every year. You would also get 6 complimentary visits to over 1000+ airport lounges around the world through complimentary priority pass membership.
You would be charged $27 per visit beyond the specified limit.
You will also earn 4 reward points on every Rs. 150 spent. Every reward point is worth Rs 0.50, which means a saving of 1.33% (4*0.50/150*100).
HDFC Bank RegaliaCredit Card Lounge Access
- International – 6
- Domestic – 12
Annual Fee – Rs. 2500 (spend 3 Lacs and get next year fee waiver)
You would get a welcome gift of 2500 reward points worth Rs. 1250 every year. Also get one-year Zomato Gold membership on spending Rs 75000 in a year.
Milestone Benefits
- You will get 2500 reward points as a welcome gift
- Every year you will get 2500 reward points as renewal benefits
- Earn 10,000 reward points on annual spends of Rs. 5,00,000
- Earn 15,000 reward points if your total spends is Rs. 8,00,000
Key benefits
- 4 reward points on Rs. 150 spent, each point worth 50 paise.
- 2% Foreign currency mark-up
- 15% discount on dining at premium restaurants
- Medical emergency protection up to Rs. 15 Lacs
- Air accident cover of Rs. 1 Crore
- Credit liability cover up to Rs. 9 Lacs
- Travel insurance cover up to Rs. 55,000 on baggage delay
#7. Yes Bank Preferred Credit Card
Yes Preferred card offers 3 domestic airport lounge access every quarter. You would also get 4 complimentary international lounge visits in a calendar year with priority pass membership.
Beyond 4 visits you would be charged $27 per visit.
Yes Bank Preferred Credit Card Lounge Access Annual
- International – 4
- Domestic – 12
You can also earn up to 36000 bonus points in the very first year. 15000 points as a welcome gift, 20000 milestone points on spending Rs. 7.5 Lacs, 1000 points on YES PayNow registration.
These reward points can be redeemed for flight and hotel bookings.
Annual Fees & Renewal Fees: Rs. 2500
Welcome Gift
- 15000 points in the first year
- 10000 points on each renewal
Other benefits
- 8 reward points on travel agency & tour operator, domestic airlines and dining
- 4 reward points on all other spends
- Foreign currency markup of 1.75%
- Rs. 1 crore life insurance cover for flight accident
- Rs. 25 Lacs of medical insurance cover while traveling overseas
You can get Yes Preferred card on having a monthly income of Rs. 2 Lacs. Otherwise, you can get the card by making a fixed deposit of Rs. 3 Lacs.
#8. ICICI Jet Privilege Sapphiro Credit Card
ICICI Jet Privilege Sapphiro offers 8 complementary domestic and 2 international lounge access every year. You can visit a maximum of 2 domestic lounges per quarter.
You will also get 2 spa sessions at Indian airports through complimentary Dragon pass membership every year.
ICICI Jet Privilege Sapphiro card is the best for you if you travel on JetAirways. You would save 5% discount on the base fare for all international and domestic air tickets booking on jetairways.com.
You will also get 10 JPMiles per Rs. 100 by spending on JetAirways.
- International – 2
- Domestic – 8
Annual Fees: Rs. 5000
Welcome Gift
- 12,500 bonus JPMiles and an air ticket voucher
- 5,000 JPMiles and an air ticket voucher on every renewal
The welcome gifts are worth more than the annual fee.
Other Benefits
- 5 JPMiles on domestic spends
- 7 JPMIles on international spends
- 1 JPMile on Insurance and utilities
- 2 international lounge visits and 2 spa sessions via DragonPass membership
- Dedicated check-in for the select domestic flight
- Complimentary excess baggage allowance of 10 Kgs(Premier) and 5 Kgs(Economy)
- 4 complimentary rounds/ lessons of golf every month
- Up to Rs. 500 off on the second movie ticket on BookMyShow twice every month
#9. ICICI Sapphiro Credit Card
ICICI Sapphiro credit card comes in two variants, Sapphiro Platinum American Express® Card and Sapphiro Mastercard.
You would get complimentary 2 international and 16 domestic airport lounge visits every year with both variants. The domestic lounge access is limited to 4 visits per quarter.
The difference in both variants is in the terms of payback points. Sapphiro Mastercard offers 2 payback points per Rs 100 on domestic and 4 payback points on international spends.
Whereas, Sapphiro Platinum American Express® Card gives 3 payback points per Rs. 100 on domestic and 6 payback points on international spends.
Note: American express card offers more benefits than MasterCard, but the amercian express card is not accepted everywhere in India.
ICICI Bank Sapphiro credit card Lounge Access
- International – 2
- Domestic – 16
Annual Fees
- First Year – Rs. 6500
- Renewal Fees: Rs. 3500 (waived off for a spend of more than Rs. 6 Lacs)
ICICI Sapphiro credit card offers welcome gift voucher worth Rs 10,000
Welcome Gift Details
- Shoppers Stop Voucher worth ₹ 3000
- 4 EaseMyTrip Vouchers worth ₹ 1000 each
- 4 Ola vouchers worth ₹ 250 each
- 2 Zomato vouchers worth Rs. 500 each
- Croma Voucher worth ₹ 1000
You would also Get 4,000 payback points on spending Rs. 4 Lacs and additional 2000 payback points each time you cross Rs. 1 Lac spend thereafter in one year.
Other Benefits
- Get 1 payback points on Rs. 100 spent on fuel, utilities and insurance
- Buy one movie ticket and get up to Rs. 500 off on the second ticket
- 4 complimentary rounds of golf every month at the golf course
- 1% fuel surcharge waiver
- 2 complimentary domestic airport spa visits per calendar year
#10. Kotak Royale Signature Credit Card
Kotak Royale credit card gives 8 complimentary domestic lounge access every year. You wouldn’t get any free international lounge access with the card.
Royal signature credit card is best for you if you are looking for a credit card for only domestic lounges and don’t want to pay much as an annual fee.
Annual Fees: Rs. 999 (spend Rs. 1 Lakh and get a waiver)
You will get 2 BookMyShow vouchers on your 1st swipe, worth 200 each as a welcome gift.
Kotak Royale Signature Credit Card Lounge Access
- International – 0
- Domestic – 8
Milstone Benefit
- 10,000 bonus reward points on spend Rs. 4,00,000
- earn 30,000 points on spending Rs. 8,00,000 (not extra of 10,000 bonus).
Other Benefits
- 4X reward points on Airlines, hotels, restaurants, travel agencies & tour operators and package
- 2X rewards on all other spends
- 1% fuel surcharge waiver
- Rs. 500 of railway surcharge waiver on www.irctc.co.in
- Rs. 2.5 Lacs of Credit Card stolen cover
#11. HDFC Regalia First Credit Card
HDFC Regalia first credit card gives 8 domestic lounges every year. You would also get 3 complimentary visits to over 1000+ airport lounges around the world through complimentary priority pass membership.
You would be charged $27 per visit beyond the specified limit.
Regalia first credit card is best for you if you occasionally visit both domestic and international lounges and don’t want to pay high on credit card annual fee.
HDFC Regalia First Credit Card Lounge Access
- International – 3
- Domestic – 8
Annual Fee – Rs. 1000 (spend 1 lakh and get next year fee waiver)
You will get welcome gift of 1000 bonus reward points worth Rs. 300 every year.
Milestone Benefit
- 5,000 reward points on spending Rs. 3,00,000 in one year
- 7,500 Reward Points on spending Rs. 6,00,000 in one year
Other Benefits
- Earn 4 Reward Points on every Rs. 150 spent
- 1% fuel surcharge waived
- 2% foreign currency mark-up fee
- 15% discount on dining
- Protection worth up to Rs. 10 Lacs against any medical emergency when travelling outside home country
How to get Free Access to Airport Lounges in India
If you are at any airport lounge within India then just show your credit card at the reception. They would swipe and check if they have an agreement with your bank for complimentary access.
You may see Rs. 1 transaction charge on your credit card statement if they accept your credit card.
After that.. just relax and have your food in the lounge. Some lounges also provide liquor free of cost.
For International Lounges Access – you need Priority Pass. Some credit card banks ask you to fill up an additional application form to issue you priority pass free of cost.
Make sure you keep the record of your complimentary access numbers through priority pass. You would be charged $27+tax if you exceed the allowed number of free access.
Here is the latest list of airport lounges access with each credit card.
Save this article for your reference.
Best International Airport Lounge Access Credit Card
| Credit Card | International Lounges |
| HDFC Diners Black | Unlimited |
| HDFC Infinia | Unlimited |
| Citi Prestige | Unlimited |
| Yes Preferred exclusive | Unlimited |
| HDFC Regalia | 6 |
| Yes Preferred | 4 |
| ICICI Jet Privilege Sapphiro | 2 |
| ICICI Sapphiro | 2 |
| SBI Elite | 6 |
| HDFC Regalia First | 3 |
Best Credit Card for Domestic Airport lounge Access India
| Credit Card | Domestic Lounges |
| HDFC Diners Black | Unlimited |
| HDFC Infinia | Unlimited |
| Citi Prestige | Unlimited |
| Yes Preferred exclusive | Unlimited |
| HDFC Regalia | 12 |
| Yes Preferred | 12 |
| ICICI Jet Privilege Sapphiro | 08 |
| Kotak Royale | 08 |
| ICICI Sapphiro | 16 |
| SBI Elite | 08 |
| HDFC Regalia First | 08 |
List of Airport Lounges in India
We have prepared the list for MasterCard lounge access India, VISA lounge access India, American Express lounge access India and Dinner lounge access India.
Mumbai Airport Lounge Access
List of free Mumbai airports lounges those can access through credit cards
| Terminal | Lounge | Location |
| Domestic T 1B | TFS | Travel food service, 1st floor Opp. Gate A2 |
| International T2 | Clipper Lounge | Floor Opposite Samsonite |
| Domestic T2 | MALS | Travel Club Lounge, SHA, |
| Domestic Terminal 1B | Good Times Bar | Domestic Departure |
| Domestic Terminal 2 | Travel Club | Domestic Departure |
| International T2 | Clipper Lounge | International Departure located at Gate 85 |
| Domestic Terminal 1B | Carnations | Domestic Departure |
Delhi Airport Lounge Access
List of Delhi airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic T1D | Plaza Premium | Level 02, Mezzanine Level, Domestic Departure |
| Domestic T1D | Plaza Premium | Domestic Arrivals |
| Domestic T3 | Plaza Premium | Mezzanine Level, Domestic Departures, |
| Domestic T3 | Plaza Premium | Domestic Arrivals, opp gate 1 |
| Domestic T2 | Plaza Premium | Airside – Domestic Departures, near Gate 24 |
| International T3 | Plaza premium(A) | Level INL 03, International Departures |
| International T3 | Plaza Premium(B) | Level 4, International Departures |
| International T3 | Plaza Premium | International Arrivals Opp Gate 6 |
| Domestic T3 | Grid Bar | Terminal 3, Domestic Departure |
| International T3 | Connexions & Daredevils | International Departure |
| International T3 | Green Lounge | International Departure, Level 3 |
Bangalore Airport Lounge Access
List of Bangalore airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic Terminal 1 | AGL | Mezzanine Level, Domestic Departure |
| Domestic Terminal 1 | Plaza Premium | Mezzanine Level, Domestic Departure |
| International Terminal 1 | AGL | Level 1, Near Gate 18, International Departure |
| International Terminal 1 | Plaza Premium | International Departures, Level 1 |
| Domestic Terminal | Bird Group | West Pier |
| International Terminal | Bird Group | East Pier |
Hyderabad Airport Lounge Access
List of Hyderabad airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Premium Plaza | Level E, Domestic Departures, (near Gate 28) |
| International | Premium Plaza | Level E, International Departures (near Gate 32) |
| International | Premium Plaza | Level C, International Departure, Near Car Park |
Ahmedabad Airport Lounge Access
List of Ahmedabad airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| International T 2 | Plaza Premium | International Departure, After SHA |
| Domestic | Bica Lounge | Domestic Departure |
| International | Port Lounge | 1st Floor, Near Departure Gates, After SHA |
Pune Airport Lounge Access
List of Pune airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Port Lounge | Domestic Departure 1st Floor |
| International | Lite and Bite Food | 1st Floor After SHA |
Chandigarh Airport Lounge Access
List of Chandigarh airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | CITCO | Domestic Departure, 1st Floor, After SHA, |
| International | CITCO | International Departure, 1st Floor, After SHA, |
Chennai Airport Lounge Access
List of Chennai airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Old International, T4 | TFS | Old international terminal building, near boarding |
| New International, T3 | TFS | New international terminal building, 3rd Floor |
| Domestic, Terminal 1 | TFS | Domestic Departure, 3rd Floor, After SHA |
Goa Airport Lounge Access
List of Goa airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Good Times | Domestic Departure, after SHA |
| Domestic | Golden Chariot | Domestic Departure |
| International | Golden Chariot | International Departure |
| Domestic | Port Lounge | Near Domestic security hall, 1st floor |
Kolkata Airport Lounge Access
List of Kolkata airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Travel Club | Level 3, Domestic Terminal Gate no 22, 23 |
| International | Travel Club | International Terminal, Near Gate no 10,11 |
Cochin Airport Lounge Access
List of Cochin airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic Terminal 1 | Earth | Opp. CIAl, Nedumbassery, Ground Floor |
| International Terminal 3 | Earth | Opp. CIAl, 2nd Floor Nedumbassery |
Coimbatore Airport Lounge Access
List of Coimbatore airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Blackberry | 1st Floor left to Airport Entrance gate |
Dehradun Airport Lounge Access
List of Dehradun airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Air Fest | Left to Airport Entrance Gate |
Jaipur Airport Lounge Access
List of Jaipur airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Club One Class | Domestic Departure |
Bhubaneswar Airport Lounge Access
List of Bhubaneswar airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Mayfair Lounge | Domestic Departure |
Nagpur Airport Lounge Access
List of Nagpur airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | TFS | Near Smoking Zone, Take left for Stairs/ Lift |
| International | TFS | Near Smoking Zone |
Trivandrum Airport Lounge Access
List of Trivandrum airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| International T2 | Executive Lounge & Bar | Near Gate 2 |
Udaipur Airport Lounge Access
List of Udaipur airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic & International | Golden Chariot | After SHA Departures, left side next to CCD |
Vadodara Airport Lounge Access
List of Vadodara airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Port Lounge | Domestic Departure, 1st Floor |
| Domestic | Club One | Civil Aerodrome, 1st Floor |
Vijayawada Airport Lounge Access
List of Vijayawada airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Amravathi | Domestic Departure, NH16, after SHA |
Visakhapatnam Airport Lounge Access
List of Visakhapatnam airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| International | CIP | Domestic Departure, NH 16 Opp, Viman Nagar, before SHA |
Conclusion
Premium and super-premium credit card offers free airport lounge access. You would need to have a good CIBIL score to get a premium or super-premium credit card.
Go ahead and apply for one of these credit cards if you have the required CIBIL score.
So that the next time you travel, you travel in style!
Dear Sir,
I have been watching your videos now since many months.
I am writing this to you to get some concrete answer for my next credit card.
Currently I am using my HDFC Bus Regalia for all my card spends like insurance premium (50% of my spends), offline shopping (25%) and travelling (25%).
Apart from above spends my online spends on amazon / flipkart / myntra would be approx 1-1.5 lacs annually.
As per my ITR of 50L+ which card should i go for for my spends as listed above ?
Shall i continue regalia or upgrade to infinia ? I can also wait for AMEX if that would be more beneficial ? or the combo of HDFC + AMEX if any ?
I would like to get your feedack on this,
Hope to get it soon.
Thanks!
Regards,
Pathik Shah
I hold 2 credit cards which had complimentary Airport lounge access. Can I use those 2 cards for myself and my wife at a time?
Yes
What about ICICI Emerald
Give unlimited lounge access on both domestic & international airport lounges.
Very good information about credit card which is useful for particular Airport Lounge.
I could not get free access with my Regalia Credit Card at the Delhi Airport T1 (Plaza Lounge) even though was my only trip in the entire year. They simply refused service saying they don’t provide free access with this card. Any reason why that would be? Does that particular lounge doesn’t support access for Regalia Cards? I am confused because I have been to other lounges using that very card.
You can get free lounge access only with the partner lounges with the card. All the lounges don’t fall under the free lounge access category.
I have 3 credit cards
1 from ICICI/ 2&3 from SBI
can i access Airport Lounge with my spouse & 6 yrs old child or guide me how to get benefits from these cards for my family.
Do your credit card offers airport lounges?
Which credit cards do you have?
Yes, you can use airport lounge as long as you are travelling with them (boarding passes with same pnr is verified). If my wife is travelling alone and I hand her my credit card, she can’t go and access the lounge services. But if I’m travelling with her, I can use both my cards to get us both into the lounge.
Can you please tell us which credit card gives access to lounge for our guests like, parents, siblings
Hope you answer
No card will give family access. But if you have more than one cards that provide lounge access, you can use it for your family.
looking for a credit card master and visa one each for lounge access domestic and international with priority pass access which has no entry or annual fee.
please guide
Dr. Bodas.. you get lounge access in premium category cards and you have to pay the annual fee but most of the cards offer annual fee waiver on hitting their annual spending target..
SBI Elite card official website does not say anything about fee waiver
Looks like they have removed the waiver offer. Anyways, thanks for pointing out. I have updated the article.
Sir please provide list of debit card for free access to air port lounge. Hdfc regalia now discontinued for air lounge access
Himanshu. Regalia is still giving airport lounge access. You can check out details here- https://www.hdfcbank.com/personal/pay/cards/credit-cards/regalia
How many guests are allowed along with primary cardholder at free charge in lounge
No one. Rahul, guest’s entry is chargeable.
sir
Thank you for information..I want to ask you about my master card(debit card) which I hold , can be used to access lounge ? If possible then how many times in an year?
Thanks
Yes Thomas, you can use your debit card (master card) for domestic lounge access. Mostly it is 2 times per quarter. You have to checkout on your debit card’s webstie for more details.
Great article. Thanks a lot.
Thanks Abhishek. Glad that you liked the article.
wonderful article about airport lounge access and credit cards. Thanks Pradeep
Thanks Vijay.. Glad that you liked it.
I got a call from indusInd for their legend signature credit card
It offers 8 lounge membership as well access.
Do i need a priority pass for international access?
Arindam
Yes
Great article
Hey Pradip,
Thanks for this great article.
I would like to highlight you that i recently got SBI ELITE card with priority pass which has only international lounge access outside India capped at 6 visits per year(Quarterly 2) . They do not provide domestic lounge access with priority pass membership (Chargeable 27$+taxes/visit).
Please refer below link.
https://www.sbicard.com/en/faq/complimentary-priority-pass-membership.page
You may edit this change in your article for user’s information.
Keep writing, keep sharing,keep doing good work 🙂
Thank you so much,
Kevin
Thank you for this information.. I’ll check out and update in my article as well..
Good info.
However some points
Vistara benefit not applicable in hdfc anymore.
Also if you could tell what lounges are accessible on which cards?
Which card covers max no of lounges.
Credit Card Domestic & International Lounges
HDFC Diners Black-Unlimited
HDFC Infinia-Unlimited
Citi Prestige-Unlimited
Yes Preferred exclusive-Unlimited
*Its depend on user spending capacity to get the above cards.
Amex Plat Travel – Good card if you use for spicejet network as indigo as stopped it’s travel voucher business altogether .
Citi Premier Miles – Non Airline specific / 10x reward structure on booking airline tickets on airline website and dedicated premiermiles.co.in website . Premier miles can be redeemed as 0.45 Rupees for booking flights and hotels . Value may change .
No cash credit offered .
I am not a big fan for Air India / Vistara / Etihad / Train tickets .
Thanks for adding.
Why Citi Premiermiles doesn’t feature here?
Hi Nichiket.. Because these 11 credit cards are best for Airport lounge access only..
can I use my brother credit card for lounge access in any airport within india or outside india . or I need my credit card for it.
No, you need your own credit card.