zerodha

11 Best Credit Card for Free Airport Lounge Access in India 2023

When you enter an airport lounge, you will feel like you have walked into the dining area of a 5-star hotel. Your nose will be filled with the aroma of freshly brewed coffee and you will notice beautifully decorated coffee tables with options of cappucino, latte, mocha, tea alongside jars filled with cookies and nuts.

You can fill your coffee mug and walk to the nearest table, and recharge your mobile phone and laptop. The lounge will give you free access to WiFi so you may download Netflix movies just before boarding the flight.

After finishing your coffee, you can walk to the dining counter where there will be a buffet with different types of cuisines – Indian, Italian, Continental and Chinese. You can fill your plate or order food from the the live counters. In some super premium lounges you can also get liquor, which may be complimentary or chargeable.

These two hours before boarding the flight will be pure bliss and you will never want to miss it the next time you travel, especially if it comes free with your credit card.

The number of free airport lounge access varies from card to card. Mostly credit cards limit the number of visits from 2 to 8 per year and a few super-premium credit cards offer unlimited access to airport lounges.

In the first half of the article, you will know the annual fee and features of the top credit cards for airport lounge access. In the second half of the article, I have provided the list of airport lounges in India.

Here is the list of 11 best credit cards for lounge access in India

Best Credit Card for Unlimited Airport Lounge Access in India

#1. HDFC Bank Diners Black Credit Card

HDFC Bank Diners Black Credit Card
Biggest Benefit

You can freely access 700+ lounges in India and worldwide without the need for a separate priority pass.

Unlimited Lounge Access

HDFC Bank Diners Black Credit Card

Diners Black credit card is my favorite credit card by HDFC bank because the credit card offers unlimited domestic and international airport lounge access.

Diners black is a super premium credit card, so you would require a monthly salary of Rs. 1.75 Lacs or an income of 21 Lacs per annum to get this credit card.

You will also get complimentary membership for Club Marriott, Forbes Digital subscription, Zomato Gold, Amazon Prime, MakeMyTrip Double Black, and Times Prime with HDFC Dinners Black credit card.

You can pick a suitable credit card for your needs from this list of best credit cards in India 2023.

#2. HDFC Infinia Credit Card Metal Edition

HDFC Infinia Credit Card Metal Edition
Biggest Benefit

Unlimited access to 1000+ airport lounges across the globe (both domestic & international). Supplementary card member also gets unlimited lounge access.

Unlimited Airport Lounges

HDFC Infinia Credit Card Metal Edition

HDFC Infinia credit card offers maximum benefit, starting from lounge access to golf courses and even credit limit.

You can get unlimited access to 1000+ airport lounges across the globe (both domestic & international) with the Infinia credit card. Even the supplementary card member gets unlimited lounge access.

Note: you would need priority pass to show at the lounge to get the free access.

You would get a minimum credit limit of Rs 10 Lacs on Infinia credit card but you need 45 Lacs ITR to get HDFC Infinia credit card.

#3. Citi Prestige Credit Card

Citi Prestige Credit Card
Biggest Benefit

Complimentary unlimited priority pass lounge access at over 1300 airports for primary as well as supplementary cardmembers.

Best For: Travelers

Citi Prestige Credit Card

Prestige credit card is super-premium credit card by CitiBank, best for the frequent traveler who needs unlimited lounge access across the world due to their regular travel.

You will get complimentary unlimited priority pass lounge access at over 1300 airports for primary as well as supplementary cardmembers.

Expert tip to get quick approval

You can get Citi Prestige credit card if you open Citigold Saving Account. You need to maintain Rs. 75L in your portfolio to be member of Citigold.

#4. Axis Bank Magnus Credit Card

Axis Magnus Credit Card
Biggest Benefit

Unlimited domestic & international lounge visits with 8 additional guest visits annually with the Priority Pass card.

Best Suited For: Travel

Axis Bank Magnus Credit Card

Axis Bank Magnus Credit Card is a good choice for salaried individuals with great travel benefits. You can avail unlimited complimentary domestic & international lounge visits with 8 additional guest visits annually with the Priority Pass card.

You will also enjoy the discounts at Oberoi hotels and a 24×7 hotel concierge service.

#5. ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card
Biggest Benefit

Unlimited lounge access both domestic and international with complimentary spa access at select domestic airports

Lifestyle Premium Credit Card

ICICI Bank Emeralde Credit Card

ICICI Bank Emeralde Credit Card is a lifestyle premium credit card for individuals having high net worth. With this card, you can avail unlimited complimentary domestic and international airport lounge access along with complimentary spa access at select domestic airports.

This card offers two membership plans- the monthly plan, where you need to pay a monthly fee of Rs. 1,000 and the annual plan with an annual membership fee of Rs. 12,000.

#6. American Express Platinum Credit card

American Express Platinum Credit Card
Biggest Benefit

Access to over 1,200 plus airport lounges globally including Centurion Lounges, American Express Lounges, Priority Pass Lounges, Escape Lounges, Delta Sky Club Lounges.

Best For: Travel/Shopping

American Express Platinum Credit card

American Express Platinum credit card is a super-premium credit card that offers unlimited complimentary domestic and international airport lounge access. You will also enjoy complimentary access to over 30 golf courses in India and 50+ golf courses across the world.

This card comes with a unique feature that is it has no preset credit limit.

#7. Yes Private Prime Credit Card

Yes Private Prime Credit Card
Biggest Benefit

Unlimited international & domestic airport lounge access for primary and add-on cardholders. Guest visits are limited to 10 per year. E-gift vouchers from Oberoi hotels and resorts.

Best For: Travellers

Yes Private Prime Credit Card

Yes Private Prime credit card is a super premium invite-only credit card that offers unlimited free domestic and international lounges access across the world.

The biggest advantage is that not only the primary cardholder but also the add-on cardmembers would get free unlimited lounge visits.

#8. Axis Reserve Credit Card

Axis Reserve Credit Card
Biggest Benefit

Unlimited airport lounge access for both primary and add-on card holders with complimentary membership of ITC Culinaire, Accor plus & Club Marriott.

Best For: Travel | Movies & Dining | Shopping

Axis Reserve Credit Card

Axis Reserve is a super premium credit card that offers unlimited complimentary domestic and international airport lounge access with complimentary membership of hotel loyalty programs like ITC Culinaire, Accor plus & Club Marriott.

You also get 50 complimentary golf rounds every year at most premium golf courses in your country.

Best Credit Card for Lounge Access in India (Limited Access)

#9. HDFC Regalia Credit Card

HDFC Regalia Credit Card
Biggest Benefit

International lounges – 6 Domestic lounges – 12

Best For: Travel & Shopping

HDFC Regalia Credit Card

HDFC Regalia credit card gives 12 domestic lounges access every year. You would also get 6 complimentary visits to over 1000+ airport lounges around the world through complimentary priority pass membership.

You would be charged $27 per visit beyond the specified limit.

You will also earn 4 reward points on every Rs. 150 spent. Every reward point is worth up to Rs 0.50, which means a saving of 1.33%.

#10. InterMiles ICICI Sapphiro Credit Card

InterMiles ICICI Sapphiro Credit Card
Biggest Benefit

Up to 12.5 InterMiles for Etihad Airways ticket bookings and up to 10 InterMiles for other flight/hotel spends for every Rs. 100 spent on both variants.

Best For: Frequent Flyers

InterMiles ICICI Sapphiro Credit Card

Intermiles ICICI Sapphiro credit card comes in two variants, Visa variant and the American express. You would get complimentary Dreamfolks membership with 2 international and 2 domestic airport lounge visits every year with both variants.

The difference in both variants is in the terms of InterMiles. Sapphiro AmEx variant offers 5 InterMiles per Rs 100 on domestic and 7 InterMiles per Rs 100 on international spends.

Whereas, Sapphiro Visa variant gives 4 InterMiles per Rs. 100 on domestic and 5 InterMiles on international spends.

Note: American express variant offers more benefits than Visa card, but the amercian express card is not accepted everywhere in India.

#11. Bank Of Baroda Eterna Credit Card

Bank Of Baroda Eterna credit card
Biggest Benefit

Unlimited complimentary domestic lounge access under the Mastercard India lounge program.

Suitable For: Domestic Travellers

Bank Of Baroda Eterna Credit Card

Bank Of Baroda Eterna credit card is a premium credit card that offers unlimited complimentary domestic airport lounge access with a complimentary FitPass Pro membership.

You would also get 4 complimentary golf rounds and 12 complimentary golf lessons per year with 50% of the green fee waived annually. This card also offers lower foreign currency mark-up of 2% on all transactions.

    How to get Free Access to Airport Lounges in India

    If you are at any airport lounge within India then just show your credit card at the reception. They would swipe and check if they have an agreement with your bank for complimentary access.

    You may see Rs. 1 transaction charge on your credit card statement if they accept your credit card.

    After that.. just relax and have your food in the lounge. Some lounges also provide liquor free of cost.

    For International Lounges Access – you need Priority Pass. Some credit card banks ask you to fill up an additional application form to issue you priority pass free of cost.

    Make sure you keep the record of your complimentary access numbers through priority pass. You would be charged $27+tax if you exceed the allowed number of free access.

    Here is the latest list of airport lounges access with each credit card.

    Save this article for your reference.

    Best International Airport Lounge Access Credit Card

    Credit CardInternational Lounges
    HDFC Diners BlackUnlimited
    HDFC Infinia Metal EditionUnlimited
    Citi PrestigeUnlimited
    Axis Bank MagnusUnlimited
    ICICI Bank EmeraldeUnlimited
    American Express PlatinumUnlimited
    Yes Private PrimeUnlimited
    Axis ReserveUnlimited
    HDFC Regalia06
    InterMiles ICICI Sapphiro02

    Best Credit Card for Domestic Airport lounge Access India

    Credit CardDomestic Lounges
    HDFC Diners BlackUnlimited
    HDFC Infinia Metal EditionUnlimited
    Citi PrestigeUnlimited
    Axis Bank MagnusUnlimited
    ICICI Bank EmeraldeUnlimited
    American Express PlatinumUnlimited
    Yes Private PrimeUnlimited
    Axis ReserveUnlimited
    Bank Of Baroda EternaUnlimited
    HDFC Regalia12
    InterMiles ICICI Sapphiro02

    List of Airport Lounges in India

    We have prepared the list for MasterCard lounge access India, VISA lounge access India, American Express lounge access India and Dinner lounge access India.

    Mumbai Airport Lounge Access

    List of free Mumbai airports lounges those can access through credit cards

    TerminalLoungeLocation
    Domestic T 1BTFSTravel food service,
    1st floor Opp. Gate A2
    International T2Clipper LoungeFloor Opposite Samsonite
    Domestic T2MALSTravel Club Lounge, SHA,
    Domestic Terminal 1BGood Times BarDomestic Departure
    Domestic Terminal 2Travel ClubDomestic Departure
    International T2Clipper LoungeInternational Departure
    located at Gate 85
    Domestic Terminal 1BCarnationsDomestic Departure

    Delhi Airport Lounge Access

    List of Delhi airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    Domestic T1DPlaza PremiumLevel 02, Mezzanine Level,
    Domestic Departure
    Domestic T1DPlaza PremiumDomestic Arrivals
    Domestic T3Plaza PremiumMezzanine Level,
    Domestic Departures,
    Domestic T3Plaza PremiumDomestic Arrivals, opp gate 1
    Domestic T2Plaza PremiumAirside – Domestic Departures,
    near Gate 24
    International T3Plaza premium(A)Level INL 03,
    International Departures
    International T3Plaza Premium(B)Level 4,
    International Departures
    International T3Plaza PremiumInternational Arrivals
    Opp Gate 6
    Domestic T3Grid BarTerminal 3,
    Domestic Departure
    International T3Connexions &
    Daredevils
    International Departure
    International T3Green LoungeInternational Departure,
    Level 3

    Bangalore Airport Lounge Access

    List of Bangalore airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    Domestic Terminal 1AGLMezzanine Level,
    Domestic Departure
    Domestic Terminal 1Plaza PremiumMezzanine Level,
    Domestic Departure
    International Terminal 1AGLLevel 1, Near Gate 18,
    International Departure
    International Terminal 1Plaza PremiumInternational Departures,
    Level 1
    Domestic TerminalBird GroupWest Pier
    International TerminalBird GroupEast Pier

    Hyderabad Airport Lounge Access

    List of Hyderabad airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticPremium PlazaLevel E, Domestic Departures,
    (near Gate 28)
    InternationalPremium PlazaLevel E, International Departures
    (near Gate 32)
    InternationalPremium PlazaLevel C, International Departure,
    Near Car Park

    Ahmedabad Airport Lounge Access

    List of Ahmedabad airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    International T 2Plaza PremiumInternational Departure,
    After SHA
    DomesticBica LoungeDomestic Departure
    InternationalPort Lounge1st Floor, Near Departure Gates,
    After SHA

    Pune Airport Lounge Access

    List of Pune airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticPort LoungeDomestic Departure 1st Floor
    InternationalLite and Bite Food1st Floor After SHA

    Chandigarh Airport Lounge Access

    List of Chandigarh airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticCITCODomestic Departure, 1st Floor,
    After SHA,
    InternationalCITCOInternational Departure, 1st Floor,
    After SHA,

    Chennai Airport Lounge Access

    List of Chennai airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    Old International, T4TFSOld international terminal building,
    near boarding
    New International, T3TFSNew international terminal building,
    3rd Floor
    Domestic, Terminal 1TFSDomestic Departure, 3rd Floor,
    After SHA

    Goa Airport Lounge Access

    List of Goa airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticGood TimesDomestic Departure,
    after SHA
    DomesticGolden ChariotDomestic Departure
    InternationalGolden ChariotInternational Departure
    DomesticPort LoungeNear Domestic security hall,
    1st floor

    Kolkata Airport Lounge Access

    List of Kolkata airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticTravel ClubLevel 3, Domestic Terminal
    Gate no 22, 23
    InternationalTravel ClubInternational Terminal,
    Near Gate no 10,11

    Cochin Airport Lounge Access

    List of Cochin airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    Domestic Terminal 1EarthOpp. CIAl, Nedumbassery,
    Ground Floor
    International Terminal 3EarthOpp. CIAl, 2nd Floor
    Nedumbassery

    Coimbatore Airport Lounge Access

    List of Coimbatore airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticBlackberry1st Floor left to
    Airport Entrance gate

    Dehradun Airport Lounge Access

    List of Dehradun airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticAir FestLeft to
    Airport Entrance Gate

    Jaipur Airport Lounge Access

    List of Jaipur airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticClub One ClassDomestic Departure

    Bhubaneswar Airport Lounge Access

    List of Bhubaneswar airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticMayfair LoungeDomestic Departure

    Nagpur Airport Lounge Access

    List of Nagpur airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticTFSNear Smoking Zone,
    Take left for Stairs/ Lift
    InternationalTFSNear Smoking Zone

    Trivandrum Airport Lounge Access

    List of Trivandrum airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    International T2Executive Lounge & BarNear Gate 2

    Udaipur Airport Lounge Access

    List of Udaipur airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    Domestic & InternationalGolden ChariotAfter SHA Departures,
    left side next to CCD

    Vadodara Airport Lounge Access

    List of Vadodara airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticPort LoungeDomestic Departure, 1st Floor
    DomesticClub OneCivil Aerodrome, 1st Floor

    Vijayawada Airport Lounge Access

    List of Vijayawada airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    DomesticAmravathiDomestic Departure, NH16,
    after SHA

    Visakhapatnam Airport Lounge Access

    List of Visakhapatnam airports lounges those can be access free through credit cards

    TerminalLoungeLocation
    InternationalCIPDomestic Departure, NH 16 Opp,
    Viman Nagar, before SHA

    Conclusion

    Premium and super-premium credit card offers free airport lounge access. You would need to have a good CIBIL score to get a premium or super-premium credit card.

    Go ahead and apply for one of these credit cards if you have the required CIBIL score.

    So that the next time you travel, you travel in style!

    About Pardeep Goyal

    I love to talk about money saving hacks (Credit Cards, Travel, Shopping, Taxes). I share transparently how I am making passive income and where I spend my money.

    40 thoughts on “11 Best Credit Card for Free Airport Lounge Access in India 2023”

    1. Dear Sir,

      I have been watching your videos now since many months.

      I am writing this to you to get some concrete answer for my next credit card.

      Currently I am using my HDFC Bus Regalia for all my card spends like insurance premium (50% of my spends), offline shopping (25%) and travelling (25%).

      Apart from above spends my online spends on amazon / flipkart / myntra would be approx 1-1.5 lacs annually.

      As per my ITR of 50L+ which card should i go for for my spends as listed above ?

      Shall i continue regalia or upgrade to infinia ? I can also wait for AMEX if that would be more beneficial ? or the combo of HDFC + AMEX if any ?

      I would like to get your feedack on this,

      Hope to get it soon.

      Thanks!

      Regards,
      Pathik Shah

      Reply
    2. I could not get free access with my Regalia Credit Card at the Delhi Airport T1 (Plaza Lounge) even though was my only trip in the entire year. They simply refused service saying they don’t provide free access with this card. Any reason why that would be? Does that particular lounge doesn’t support access for Regalia Cards? I am confused because I have been to other lounges using that very card.

      Reply
      • Yes, you can use airport lounge as long as you are travelling with them (boarding passes with same pnr is verified). If my wife is travelling alone and I hand her my credit card, she can’t go and access the lounge services. But if I’m travelling with her, I can use both my cards to get us both into the lounge.

        Reply
    3. Can you please tell us which credit card gives access to lounge for our guests like, parents, siblings
      Hope you answer

      Reply
    4. looking for a credit card master and visa one each for lounge access domestic and international with priority pass access which has no entry or annual fee.
      please guide

      Reply
    5. Sir please provide list of debit card for free access to air port lounge. Hdfc regalia now discontinued for air lounge access

      Reply
    6. sir
      Thank you for information..I want to ask you about my master card(debit card) which I hold , can be used to access lounge ? If possible then how many times in an year?
      Thanks

      Reply
    7. I got a call from indusInd for their legend signature credit card
      It offers 8 lounge membership as well access.
      Do i need a priority pass for international access?
      Arindam

      Reply
    8. Hey Pradip,
      Thanks for this great article.
      I would like to highlight you that i recently got SBI ELITE card with priority pass which has only international lounge access outside India capped at 6 visits per year(Quarterly 2) . They do not provide domestic lounge access with priority pass membership (Chargeable 27$+taxes/visit).
      Please refer below link.
      https://www.sbicard.com/en/faq/complimentary-priority-pass-membership.page
      You may edit this change in your article for user’s information.

      Keep writing, keep sharing,keep doing good work 🙂

      Thank you so much,
      Kevin

      Reply
    9. Good info.
      However some points
      Vistara benefit not applicable in hdfc anymore.

      Also if you could tell what lounges are accessible on which cards?

      Which card covers max no of lounges.

      Reply
      • Credit Card Domestic & International Lounges
        HDFC Diners Black-Unlimited
        HDFC Infinia-Unlimited
        Citi Prestige-Unlimited
        Yes Preferred exclusive-Unlimited
        *Its depend on user spending capacity to get the above cards.

        Reply
    10. Amex Plat Travel – Good card if you use for spicejet network as indigo as stopped it’s travel voucher business altogether .

      Citi Premier Miles – Non Airline specific / 10x reward structure on booking airline tickets on airline website and dedicated premiermiles.co.in website . Premier miles can be redeemed as 0.45 Rupees for booking flights and hotels . Value may change .
      No cash credit offered .

      I am not a big fan for Air India / Vistara / Etihad / Train tickets .

      Reply
    11. can I use my brother credit card for lounge access in any airport within india or outside india . or I need my credit card for it.

      Reply

    Leave a Comment

    Save Upto 90% on brokerageOpen Demat Account Now