I am sharing the list of resources that I recommend and personally use to manage my finances and business.
Disclaimer: I have partnered with some of the companies to provide you extra discounts that you may not find easily. I may also receive some commission income from my partners. But be assured, I do not recommend anything that is not useful for you.
For Managing Your Personal Finance
#1. Taxation Consultation (with CharteredClub)
When I have any doubt about taxation rules, I call CA Karan Batra who is the owner of CharteredClub. He is one of the top guys in finance and have extremely good knowledge about GST and Income Tax.
Cash Overflow readers can get 50% discount using code CASHOVERFLOW on tax consultation.
He can help you sort out your income tax related issues over phone. It’s worth consulting with experts who can help you save a lot of money by optimising your tax returns.
#2. Financial Planning (with JagoInvestor)
I am reading JagoInvestor even before starting my personal finance blog CashOverflow. I am an expert in creating passive income assets while JagoInvestor team is expert in all areas of personal finance planning and management.
It’s worth spending Rs. 15,000 per year on your personal finance management if your annual salary is between Rs. 500,000 to 20,00,000.
You will get unbiased investment advice (unlike your banker who want you to invest in their insurance linked investment plans).
JagoInvestor team will discuss about your financial goals, risk appetite and then suggest you personalised way of investment so that you can meet your financial goals.
Grab 55% discount on Financial Planning Package (Exclusive offer for CashOverflow Readers)
You don’t even have to pay in starting. Get your first call free after filling up the form. Pay only if you feel confident about their service, that I am sure you will.
#3. Stock Market Investment (with EquityMaster)
I rarely talk on this topic because it’s not easy to make money from stock market unless you learn the fundamentals yourself.
2016 was a fantastic year for me when I sold some of my stocks at the profit of 3-4 times of buy value. I shared my experience of stock market profits in this post after leaving my startup job in 2016.
I learned value investing from books, blogs and investing small amounts in stocks. You have to read the fundamentals of business and reports/analysis of stocks rather than blindly trusting any advisor.
I recommend you below to start with
- Start your investments in stock market – EquityMaster’s Hidden Treasure at 51% discount
- Read Benjamin Graham’s Book The Intelligent Investor
- Follow value investment guidance from SafalNiveshak Blog
Also read my article – 7 Smart Steps to Start Investing in Stock Markets even if you have just Rs. 10,000
For Starting A Website or Blog
#1. Domain Names – NameCheap
I started buying domains with Godaddy but their services sucks. Later on I learned that if you search a domain name on GoDaddy but postpone your buying decision for tomorrow, then they buy the domain themselves.
It’s risky to search a branded domain name on GoDaddy. I stopped recommending GoDaddy to my readers.
Instead, buy a domain from NameCheap or SiteGround.
#2. Website Hosting – with SiteGround (approx Rs. 3000 per year)
After trying a lot of hosting companies I found Siteground most reliable in terms of quality of servers and customer support.
Buy GrowBig Plan if you want to host multiple websites on single hosting plan.
You can also read in-depth review – Best web hosting : SiteGround Review (Comparison with Bluehost vs. Hostgator)
And step by step guide for starting a website or blog – www.cashoverflow.in/start-blog
#3. WordPress Themes
You should start with any free themes.
If you want to make your website beautiful and clean like my website, then you can invest some money in premium themes.
- I used Genesis Theme on CashOverflow – Buy Genesis by clicking here
- I have $20/month Thrive Membership for my affiliate websites – Buy Thrive here
You can buy cheap themes from ThemeForest as well.
I have read a lot of books on investing, finance, marketing and philosophy. Following is the list of my all time favorite books.
Take a challenge to read all these books in next 2 months.
- The End of Jobs: Money, Meaning and Freedom Without the 9-to-5
- The Power of Habit: Why We Do What We Do, and How to Change
- The 4-Hour Work Week: Escape the 9-5, Live Anywhere and Join the New Rich
- ReWork: Change the Way You Work Forever
- The Surrender Experiment
Let me know if you want me to add any more resources that can be helpful for you.